[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fhCnx54MjW1TzNGjAdW8qVExvD7c0r0P9IJTliH6IS5I":3},{"assets":4,"attachments":5,"tags":6,"dataRetentionRules":16,"creatorUser":95,"creatorUserId":96,"updatedBy":20,"updatedById":20,"publishedBy":20,"publishedById":20,"areaOwnerId":20,"owners":104,"customFields":105,"area":106,"entity":110,"mergedFrom":20,"workflowStep":111,"accountables":117,"responsibles":118,"informedOwners":119,"securityMeasures":120,"personCategories":160,"id":24,"source":42,"label":25,"state":116,"versionDescription":20,"processingType":31,"parentId":20,"areaId":30,"mergeType":20,"readonly":21,"editable":36,"workflowStepId":112,"dateDeployment":20,"dateCreation":29,"dateArchived":20,"datePublication":169,"archived":21,"dateUpdate":28,"reviewDate":20,"nextReviewDate":20,"ref":20,"processingState":20,"description":26,"descriptionHtml":170,"subjectRightProcessDescription":20,"rightOfInformation":20,"rightOfAccess":20,"rightOfRectification":20,"rightOfErasure":20,"rightOfRestriction":20,"rightOfOpposition":20,"rightOfDataPortability":20,"advanceDirectives":20,"advanceDirectivesDescription":20,"rightOfInformationDescription":20,"rightOfAccessDescription":20,"rightOfRectificationDescription":20,"rightOfErasureDescription":20,"rightOfRestrictionDescription":20,"rightOfOppositionDescription":20,"rightOfDataPortabilityDescription":20,"stakeHolders":171,"assessmentScoring":20,"automaticDecision":20,"systematicMonitoring":20,"specialCategoryData":20,"largeScaleCollection":20,"crossReferencing":20,"vulnerablePeople":20,"isDPIARequired":20,"dpiaDate":20,"dpiaExemption":21,"dpiaExemptionJustification":20,"innovativeUse":20,"exclusionBenefitRightContract":20,"recipients":172,"dataControllers":187,"purposes":188,"progression":206,"quality":207,"sensitivity":103,"visible":36,"workspaceId":27,"nbReferences":208,"referenceId":24},[],[],[7,12],{"id":8,"label":9,"type":10,"color":11},"1faae3f4-af1f-4cdc-bce5-585066fb3c8c","Banque","DataProcessing","#CDD2D6",{"id":13,"label":14,"type":10,"color":15},"99e6f156-5bd7-4bc1-94c7-7f416665cf20","Privé","#46D17A",[17],{"customFields":18,"tags":19,"creator":20,"readonly":21,"purposes":20,"dataProcessings":22,"dataFields":32,"asset":20,"subjectCategories":88,"id":89,"ref":20,"externalId":20,"externalLastSyncDate":20,"externalSource":20,"label":90,"description":20,"dateCreation":91,"dateUpdate":20,"baseActiveOverride":21,"intermediateArchivingOverride":21,"destructionOverride":21,"baseActiveDescription":92,"baseActiveLegalBasis":20,"baseActiveRetentionDuration":20,"baseActiveMinMax":20,"intermediateArchivingLegalBasis":20,"intermediateArchivingDescription":20,"intermediateArchivingRetentionDuration":20,"intermediateArchivingMinMax":20,"destructionDescription":20,"destructionLegalBasis":20,"dataSetSource":93,"sourceDescription":94,"assetId":20,"source":42},{},[],null,false,[23],{"id":24,"label":25,"ref":20,"description":26,"workspaceId":27,"archived":21,"dateUpdate":28,"dateCreation":29,"areaId":30,"processingType":31},"0c6329fd-cdae-4dc1-bcac-0e7c962468e3","Détection des clients en état de fragilité financière ","Ce modèle de traitement est relatif à la détection des clients en état de fragilité financière dans le secteur 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matrimonial","2021-10-15T15:28:29.2023809","2023-09-25T09:24:36.7387277",{"id":69,"customFields":70,"ref":20,"archivingPolicy":20,"required":36,"label":71,"definition":20,"technicalDefinition":20,"sensitiveDataFieldLegalJustification":20,"sensitiveDataFieldLegalJustificationDescription":20,"sensitiveData":21,"sensitivityClassification":38,"personalDataCategory":20,"dataType":20,"dateCreation":72,"dateUpdate":20,"creator":20,"workflowStepId":41,"workflowStep":20,"source":42},"0b2710c2-1ab8-4159-8afb-e8022a648c38",{},"Type et caractéristiques du logement","2021-11-16T11:43:35.7778278",{"id":74,"customFields":75,"ref":20,"archivingPolicy":20,"required":36,"label":76,"definition":77,"technicalDefinition":78,"sensitiveDataFieldLegalJustification":20,"sensitiveDataFieldLegalJustificationDescription":20,"sensitiveData":21,"sensitivityClassification":38,"personalDataCategory":20,"dataType":20,"dateCreation":79,"dateUpdate":80,"creator":20,"workflowStepId":41,"workflowStep":20,"source":42},"45d6eae0-a317-4582-a666-08d819bc354f",{},"Coordonnées personnelles","Adresse életronique personnelle, téléphone personnel, adresse physique personnelle","false","2020-06-29T21:24:33.8074757","2023-09-25T09:25:49.6593976",{"id":82,"customFields":83,"ref":20,"archivingPolicy":20,"required":36,"label":84,"definition":20,"technicalDefinition":20,"sensitiveDataFieldLegalJustification":20,"sensitiveDataFieldLegalJustificationDescription":20,"sensitiveData":21,"sensitivityClassification":38,"personalDataCategory":85,"dataType":20,"dateCreation":86,"dateUpdate":87,"creator":20,"workflowStepId":41,"workflowStep":20,"source":42},"0d474a17-cef7-479a-a29c-c154903e5a5f",{},"Nom et prénom du client","CivilStatus","2021-12-29T11:37:06.7650548","2023-07-27T13:14:46.9670249",[],"2fd5538f-1253-483d-ac7d-c6515a203b6a","Données sur la personne suspectée d'être en état de fragilité financière","2021-12-29T11:37:06.3593597","Durée maximale de 5 ans avant suppression, prévue en matière d’incidents de remboursement des crédits aux particuliers (article L 333-4 et suivants du code de la consommation).","Direct","",{"id":96,"displayName":97,"familyName":98,"givenName":99,"email":100,"active":36,"color":101,"avatarUrl":102,"tenantId":103},69,"Dastro 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des accès logiques","Technical","Pour assurer qu’un utilisateur accède uniquement aux données dont il a besoin, il doit être doté d’un identifiant qui lui est propre et doit s’authentifier avant toute utilisation des moyens informatiques.","https://www.cnil.fr/fr/securite-authentifier-les-utilisateurs","2019-01-01T00:00:00",[],[],90385,{"date":136,"state":123,"descriptionHtml":20,"readonly":21,"purposes":137,"customFields":138,"id":139,"ref":20,"label":140,"type":141,"description":142,"relatedRisk":20,"moreDetailsUrl":143,"dateCreation":144,"dateUpdate":145,"tags":146,"attachments":147,"creatorUser":20,"workflowStepId":134,"workflowStep":20},"2026-04-21T18:51:07.725546Z",[],{},"f54ac346-ee7b-45de-9cc0-39506032df7e","Gestion des habilitations","Organizational","Limiter les accès aux seules données dont un utilisateur a besoin.","https://www.cnil.fr/fr/securite-gerer-les-habilitations","2021-10-19T15:35:32.1054015","2024-02-21T11:29:06.7225617",[],[],{"date":149,"state":123,"descriptionHtml":20,"readonly":21,"purposes":150,"customFields":151,"id":152,"ref":20,"label":153,"type":128,"description":154,"relatedRisk":155,"moreDetailsUrl":20,"dateCreation":156,"dateUpdate":157,"tags":158,"attachments":159,"creatorUser":20,"workflowStepId":134,"workflowStep":20},"2026-04-21T18:51:07.7255465Z",[],{},"6c2ddc74-6750-4e76-bdad-317c6c0305ce","Identifiant et mot de passe individuels","Utiliser des identifiants et des mots de passe uniques pour chaque utilisateur.","Accès non autorisé, mots de passe partagés.","2021-10-19T15:35:32.3166158","2021-10-20T20:30:37.6843238",[],[],[161],{"subjectCategory":162,"displayName":164,"id":167,"subjectCategoryId":163,"comment":94,"dataSubjectVolumeMax":20,"readonly":21,"purposes":168},{"id":163,"label":164,"ref":20,"dateCreation":165,"dateUpdate":20,"creatorUserId":20,"creatorUser":20,"description":20,"minorConcerned":21,"workflowStepId":166,"workflowStep":20},"983407ad-24f5-48b6-268b-08dac757bbf1","Clients","2022-11-15T22:21:36.912217",97319,"2eaf0ab7-a27e-49d7-83ab-dae444f18def",[],"2023-03-22T08:23:38.7254087","\u003Cp>\u003Ca href=\"https://www.legifrance.gouv.fr/cnil/id/CNILTEXT000033060394?fonds=CNIL&isAdvancedResult=&page=18&pageSize=10&query=marketing&searchField=ALL&searchProximity=&searchType=ALL&tab_selection=all&typePagination=DEFAULT\">DELIBERATION n°2016-182 du 16 juin 2016 - Légifrance (legifrance.gouv.fr)\u003C/a>\u003C/p>",[],[173,181],{"purposes":174,"dataRetentionRules":20,"parentId":20,"children":175,"displayName":176,"label":176,"transfers":177,"recipientType":178,"type":179,"jobTitle":20,"id":180,"actorId":20,"actor":20,"areaId":20,"area":20,"description":20,"readonly":21},[],[],"Conseillers clientèle",[],"InternalService","Recipient","2cf10e28-7920-4eaf-972b-245cd78402b6",{"purposes":182,"dataRetentionRules":20,"parentId":20,"children":183,"displayName":184,"label":184,"transfers":185,"recipientType":178,"type":179,"jobTitle":20,"id":186,"actorId":20,"actor":20,"areaId":20,"area":20,"description":20,"readonly":21},[],[],"Pôle qualité relation clients",[],"a792f8d1-8cfe-49c9-865d-e614ad120ea5",[],[189,196,201],{"id":190,"key":191,"label":192,"description":193,"legalBasis":194,"legalBasisText":195,"legalBasisDescription":20,"readonly":21},"f8bad22b-956d-4c69-a717-6ef5660ba44c","017b6396-ed29-4871-bf84-ec5bd3c32b2e","Envoyer un courrier au client détecté comme en situation de fragilité financière afin de fixer entretien avec lui","Entretien facultatif à la demande du client qui consiste à identifier les éventuelles difficultés financières et leurs causes et d’autre part, à vérifier si l’équipement est adapté à la situation du client afin de lui proposer des solutions de paiement, de gestion du compte ou du crédit adaptés.\nSi sa situation l’exige, le client peut être orienté avec son consentement vers les organismes gestionnaires de prestations sociales : les collectivités locales, les institutions ayant une mission de service public ou des associations caritatives jouant le rôle de médiation sociale.\nLes clients détectés, mais qui ne se manifesteraient pas suite à la réception de la proposition de prise de contact, ne doivent faire l’objet d’aucune autre action, ni limitation dans l’usage des produits et services précédemment souscrits, ou dans ceux qu’ils envisageraient de souscrire ultérieurement.\n\n","LegitimateInterest","Intérêts légitimes du responsable du traitement ou d'un tiers",{"id":197,"key":198,"label":199,"description":200,"legalBasis":194,"legalBasisText":195,"legalBasisDescription":20,"readonly":21},"579c6762-9d58-4b2e-8333-00497450cb3f","eced1300-e883-49ea-9134-8f4963966be0","Utiliser un outil permettant d'analyser l'utilisation des produits et services du client pour détecter ces situations","Les critères utilisés ne seront appliqués qu'aux compte de clients majeurs ne faisant pas l'objet d'une gestion patrimoniale ou d'une situation de surendettement. Les critères sont : la titularité d'un compte chèque, d'un prêt personnel, la détention d'un découvert, le statut résidentiel, l'existence de frais de rejet ou de commission d'intervention sur l'année, l'utilisation d'un crédit renouvelable, la surface financière, le rapport entre le montant de l'échéance mensuelle et le capital total emprunté dans le prêt personnel, l'existence d'impayés sur crédit sur 2 mois consécutifs. ",{"id":202,"key":203,"label":204,"description":205,"legalBasis":194,"legalBasisText":195,"legalBasisDescription":20,"readonly":21},"0999125a-6d9d-426b-a065-ab93417037e2","f81f761e-41b0-47af-b888-ce3938328318","Utiliser un outil permettant d'analyser les profils clients pour détecter des situations de fragilité financière ","Les critères utilisés ne seront appliqués qu'aux compte de clients majeurs ne faisant pas l'objet d'une gestion patrimoniale ou d'une situation de surendettement. Les critères sont : la titularité d'un compte chèque, d'un prêt personnel, la détention d'un découvert, le statut résidentiel, l'existence de frais de rejet ou de commission d'intervention sur l'année, l'utilisation d'un crédit renouvelable, la surface financière, le rapport entre le montant de l'échéance mensuelle et le capital total emprunté dans le prêt personnel, l'existence d'impayés sur crédit sur 2 mois consécutifs. \n",100,45,32]